Wyozozo's Personal Finance Blog

On The Road Again!!

wyozozo@sweetwaterhsa.com (Jo) — Fri, 24 Aug 2007 18:44:40 PST

My dad has decided since he has to postpone his annual trip to NJ (when he usually spends a month) the two of us need to take another vacation! (Luckily I have PLENTY of vacation time at work!) He let me decide where our destination is to be and I picked Niagara Falls...yes,...

Thinking ahead...

wyozozo@sweetwaterhsa.com (Jo) — Sun, 15 Jul 2007 20:23:56 PST

I will be flying out of Salt Lake City for a trip over Thanksgiving. I purposely scheduled the flights so that I could drive down the day before flying out and return home the day after flying back. The weather and roads in WY can be tricky in November. So anyway, I decided to check...

Sold a few more books!!

wyozozo@sweetwaterhsa.com (Jo) — Tue, 19 Jun 2007 20:07:47 PST

My total sales from half.com is now up to $39.19! Not bad from only 5 books. Here's hoping more sell...especially since our COLA at work is up in the air! I live in the richest county in Wyoming and they want to offer us a paltry 3% COLA!!! To say the employees are a tad bit upset...

Emptied my pockets...

wyozozo@sweetwaterhsa.com (Jo) — Fri, 08 Jun 2007 20:31:40 PST

And added $2.20 to my $20 challenge! Total is now at $108.12.

Two books down...

wyozozo@sweetwaterhsa.com (Jo) — Thu, 07 Jun 2007 19:07:43 PST

and many more to go! But the total for the two I sold comes to $12.25! This will be added to my challenge money!

And a side note: IT SNOWED HERE TODAY!!! It even stayed on the ground long to enough to turn the grass white! Correct me if I'm wrong, but it is June isn't it??

...

Wasteful, wasteful, wasteful!!

wyozozo@sweetwaterhsa.com (Jo) — Mon, 28 May 2007 13:56:44 PST

Yup, that's me!! I just cleaned out the cabinet underneath my bathroom sink and tossed all the partially used bottles of hair products I had. What a waste of good money. Of course when I bought it I thought it was the best thing since sliced bread, only to be disappointed in the results...

A little motivation...

wyozozo@sweetwaterhsa.com (Jo) — Sun, 27 May 2007 17:20:12 PST

After reading a post here earlier today, I got motivated and started listing some books on half.com. So far I have 84 books listed. I would love to find 84 messages in my inbox saying someone wants to give each one a new home!

Upped my automatic deposit!

wyozozo@sweetwaterhsa.com (Jo) — Wed, 23 May 2007 19:32:03 PST

I went in tonight and increased my automatic deposit to ING! Now I'll be putting $50 a month in there. We are projected to receive an 8% COLA raise this year, starting in July. If that materializes I'll increase my deposit again. I'd like to be able to put the entire 8% in there.

Loose change

wyozozo@sweetwaterhsa.com (Jo) — Sun, 20 May 2007 17:53:07 PST

Just dumped the change from my billfold and added $1.63 to my challenge bank.

$90.78
+ 1.63
______
$92.41

Almost to the 3 digit mark...

Back from vacation...

wyozozo@sweetwaterhsa.com (Jo) — Sun, 20 May 2007 17:16:17 PST

...with money left over!

I started with $950 in my vacation fund. Lost $200 + $20 in bank charges when two of the checks I deposited bounced! That will be dealt with! I still have $354 left in the account and that's where it will stay as I am anticipating taking my much desired...

End to no spend days...

wyozozo@sweetwaterhsa.com (Jo) — Fri, 20 Apr 2007 15:22:02 PST

I've been very good at not spending for the past 3 days but that is coming to an end today. I NEED a haircut and I'm getting one! I also need color so it will run approx. $40-$50 but will last me several months.

On the plus side, I'm depositing $950 into my vacation account today....

Can you tell...

wyozozo@sweetwaterhsa.com (Jo) — Sat, 14 Apr 2007 12:17:48 PST

...I found the color settings? LOL Since I'm trying to have a no spend day, I thought I would come here and play with them. I don't think anyone can tell I like the color purple either!!!

Unexpected Windfall?

wyozozo@sweetwaterhsa.com (Jo) — Sat, 14 Apr 2007 12:15:31 PST

Yeah right! But I could possibly receive a small stipend. According to the article on the home page, I qualify for inclusion in the class action suit because I used my credit/debit card in Norway in 2001. I went ahead and ordered copies of my bank statements for the period of time...

$5 surprise

wyozozo@sweetwaterhsa.com (Jo) — Tue, 10 Apr 2007 13:20:30 PST

Imagine my surprise (and delight) when I found a $5 check in my mailbox from Staples. I'm assuming it's a rebate check from something I bought!

Total is now at $85.23!

I had last Friday, Saturday and Sunday and I spent $0 all three days! Instead I stayed home and tackled a...

Good Mail Day!

wyozozo@sweetwaterhsa.com (Jo) — Thu, 05 Apr 2007 20:07:43 PST

I sold some clothes through a forum I belong to and I received the money order today...$25.10 added to my challenge money!! Total now stands at $80.23! Ever closer to my monthly goal of $250.

So...

wyozozo@sweetwaterhsa.com (Jo) — Mon, 02 Apr 2007 15:10:33 PST

I'm probably not doing the $20 challenge in the way it was designed. My goal in this challenge was to save $20 or more a month in unconventional ways. Loose change I didn't spend or found while out and about, things sold on forums, etc.

So with that in mind, I received $5.15 for...

Wow!

wyozozo@sweetwaterhsa.com (Jo) — Sat, 31 Mar 2007 10:47:51 PST

Obviously I forgot all about this blog and this challenge!! So, I sat down today and counted the change I'd put in my jar in the few weeks and came up with $42.27. That is now my starting balance for this year. The rest of the change apparently went into my mass change bottles so I...

More to $20 challenge!

wyozozo@sweetwaterhsa.com (Jo) — Fri, 21 Apr 2006 16:22:37 PST

Put $0.78 in my change jar and the mailman brought 2 $10.00 Lowe's gift cards! These were the freebie for trying the Complete Home Trial membership. These however, may be used during my annual spring trip to Denver to purchase a much needed ceiling fan for my bedroom. The fan still...

No Spend Days

wyozozo@sweetwaterhsa.com (Jo) — Fri, 21 Apr 2006 14:50:12 PST

I've had 3 no spend days in row...unfortunately it was due to being sick! I'm finally back to work and I did buy lunch out, but we Chinese and for $7.00 got enough WonTon soup for both lunch and dinner tonight.

First post!

wyozozo@sweetwaterhsa.com (Jo) — Mon, 17 Apr 2006 21:07:03 PST

Well, it's my first post in this catagory and I did pretty good today!

Received two $10.00 Circuit City gift cards for trying buyers advantage through MyPoints! Couldn't believe how fast those showed up!

Put $1.54 in my change jar.